The company

Responsibility guides our actions – we always strive to provide customer-oriented and high-quality service

An aerial view of a winding road cutting through a dense, green forest represents the clear direction and support provided by OPR-Finance Oy on the financial journey of businesses, embodying the essence of a finance company.

OPR-Finance Oy

OPR-Finance Oy is a finance company founded in 2005. Owned by a Finnish stockholder, it offers versatile business credit services. Our main products in Finland are and Yritysluotto Flex. Abroad we have for example OPR-Företagslån and EverydayPlus. We currently operate in three EU countries: Finland, Sweden and the Netherlands.

OPR-Finance is registered in the lender registry maintained by the Financial Supervisory Authority, and the company and its operating methods are supervised by the Financial Supervisory Authority.

Visual representation of the comprehensive services offered by our finance company, emphasizing our deposit-free business loans and our role in enhancing the financial well-being of our clients.

Comprehensive services

Our services include deposit-free business loans. Our role in society is to complement the funding provided by banks with our services and make it possible for our clients to lead a more care-free life.

Image depicting the successful 15-year journey of a customer-focused company, providing over a million tailored loan solutions to more than half a million clients, emphasizing effortless and transparent service.

Customer is no. 1

Throughout fifteen years of life span, our company has created over a million different loan solutions for over 500,000 customers. Our customers are our highest priority and for this reason we have enhanced our services so that they are effortless to use, and our operating model is clear and transparent.

Image showcasing our finance company's commitment to people-first approach, where advanced financial technology is balanced with personalized customer service and continuous employee development for excellence

Business founded on people

While make the most of the newest possibilities in financial technology, our customers are always served by people. We want to be a responsible employer and the best choice for our employees. We constantly train our employees, so that they are always up-to-date and give our customers the best possible service.

Innovative and growth-focused, this image highlights our proactive approach to financial challenges, emphasizing profitable expansion and risk management to support business owners and investors.

Profitable growth

We are innovative and proactive, and we answer the challenges in our changing environment. We are a growing company and take this into account in what we do: we grow in a profitable way and control risks – it is how we take care of our
business owners and investors.

+  B2B customers

+  M granted loans in EUR

+  years of experience in finance

Our key personnel

Esa Alanko

Group CEO

Jouni Selin

Director, Risk Management and Compliance

Antti Liira


Jukka Kyyrö


Johan Fager

Director, Business Development

Our private e-mail format is

Contact information

Our headquarters is located in Kalasatama, Helsinki at Lautatarhankatu 8B.

Our office in Helsinki is very easy to reach via public transport. You can reach us by bus, by metro or by tram. You can also reach us by car, but be sure to reserve some extra time in order to find a free parking space.


Lautatarhankatu 8 B


OPR-Finance AB
Kungsbroplan 1
112 27 Stockholm

Country Manager
Rebecca Nyhlen


OPR-Finance B.V.
Koninginneweg 11
1217 KP Hilversum

Country Manager
Fred van den Berg


We aim to be proactive in fulfilling the regulatory requirements – both local and EU-wide laws, acts and regulations – as well as closely follow the fulfilment of our own internal instructions.

Attached you have a link to a fully anonymous Compliance tool (whistleblowing) that can be used to send an observation on all compliance related issues.

Data security and privacy policy

Our Information and Data Security Policy

Our Data Privacy Policy