The service serves our investors

Redemptions and dividend payments of the preferred shares are exceptionally suspended for the moment. Additional information about the topic can be acquired from releases sent to preferred share owners (only in Finnish). Due to the abnormal situation, some parts of the website content might be in conflict with the current situation (2/2021).

We do not accept new investments.

The decision does not impact your current B-, C- or E-series shares, which will remain in your possession and generate dividends as before.

  • The minimum investment is €1,000
  • No time limits, you may ask for a redemption to investment at any time
  • Dividend is paid out monthly
  • No opening, managing, or other fees
  • An investment in stock is not a deposit and is not covered by deposit guarantee
  • Your investment is not capital-protected

The investments have no time limit. OPR-Finance Oy pays out a monthly dividend for the investments. The investment is a permanent investment in stock, which the investor may ask to be redeemed with the sell button found in our online service. OPR-Finance Oy may redeem the stock within the rules of the Limited Liability Companies Act at the price of issue. This way the investor receives their income in the form of dividend income, not through the increase of stock value. The company can no longer commit to redeem E-series shares within 14 days like in the precedent share series. This is due to the new interpretation of the law by the Financial Supervisory Authority, which it started to apply in the beginning of September 2019.

The collected investments are used by OPR-Finance Oy for financing its business. A portion of the external funding comes from capital markets, a portion from financial institutions, and another portion comes from the online service at The investor receives a competitive yield and OPR-Finance Oy receives funds to run the business.

Investments in stock are equity, not deposits. Thus, they are not covered by deposit guarantee. In addition, your investments are not capital-protected.

We invite the investors at to enjoy dividend income, not to take part in the administration of the company. The Series B/C/E stocks are non-voting stocks, and they do not carry any other rights outside the minimum rights listed by the Limited Liability Companies Act of Finland. Thus, apart from the right to receive dividend, the Series B/C/E stocks do not carry any other rights. The B/C/E stock is transferrable only in very limited cases and is not to be used as collateral. The dividend paid for the investment is preferred over that paid to OPR Finance Oy common stocks. In order to pay out dividend, the company must have distributable funds.

We do not accept new investments.

OPR-Finance Oy offers up-to-date information on its financial results, including quarterly earnings reports and financial statements, on these pages. To use the online service, a strong electronic identification is required. This is easily done by using your personal online bank user ID.

For questions, contact us