A RELIABLE PLAYER –
WE ALWAYS THINK ABOUT
THE CUSTOMER’S BEST

OPR-Finance Oy – a growing, international company

OPR-Finance Oy is a finance company founded in 2005. Owned by Finnish stockholders, it offers versatile consumer and business credit services. Our most important products in Finland are Ostosraha.fi, Everyday.fi and Yritysluotto.fi, and abroad EverydayPlus. Besides Finland, we currently operate in four EU countries: Sweden, Denmark, Netherlands and Czech Republic.

OPR-Finance is registered in the Credit Provider Register at the Regional State Administrative Agency of Southern Finland. The register requires, for example, reliable management of the company, a good reputation and sufficient expertise. Because OPR-Finance is listed in the register, it has the right to grant consumer credit.

COMPREHENSIVE SERVICES

Our services include deposit-free consumer credit and business loans and an investment service directed towards private investors. Our role in society is to complement the funding provided by banks with our services and make it possible for our clients to lead a more care-free life.

CUSTOMER IS NO. 1

Throughout over ten years of life span, our company has created over a million different loan solutions for over 500,000 customers. Our customers are our highest priority and for this reason we have enhanced our services so that they are effortless to use, and our operating model is clear and transparent.

BUSINESS FOUNDED ON PEOPLE

While make the most of the newest possibilities in financial technology, our customers are always served by people. We want to be a responsible employer and the best choice for our employees. We constantly train our employees, so that they are always up-to-date and give our customers the best possible service.

PROFITABLE GROWTH

We are innovative and proactive, and we answer the challenges in our changing environment. We are a growing company and take this into account in what we do: we grow in a profitable way and control risks – it is how we take care of our
business owners and investors.

According to our growth and expansion strategies, our goal is to further grow as an international player who has a strong presence and market position in all of the chosen target countries. We want to be the leading consumer and business credit provider utilizing the digital world in the chosen target markets by the year 2020.

500,000
clients

1,200
investors

90
employees

over 1,000,000
financing solutions

OUR KEY PERSONNEL


Petteri Kleemola, CEO

Antti Liira, COO

Miikka Hietala, CFO

Johan Fager, Director, Business Development

Jouni Selin, CIO & CDO, Head of IT, Legal, Compliance, Risk Management, General Administration

Our private e-mail format is firstname.surname@opr-finance.fi

CONTACT INFORMATION


Our headquarters is located in Kalasatama, Helsinki at Lautatarhankatu 8B.

Our office in Helsinki is very easy to reach via public transport. You can reach us by bus, by metro or by tram. You can also reach us by car, but be sure to reserve some extra time in order to find a free parking space.

Denmark
OPR-Finance ApS
Bredgade 30
DK-1260 København K


Country Manager
Martin Frederiksen
martin.frederiksen@
opr-finance.dk

Sweden
OPR-Finance AB
Kungsbroplan 1
112 27 Stockholm


Country Manager
Simone Ekström
simone.ekstrom@
opr-finance.se

Czech Republic
OPR-Finance s.r.o
Hvězdova 1716/2b
140 00 Praha 4


Country Manager
Ivan Varhanik
ivan.varhanik@
opr-finance.cz

Netherlands
OPR-Finance B.V.
Sarphatistraat 370
1018 GW Amsterdam


C
ountry Manager
Fred van den Berg
fred.vandenberg@
opr-finance.nl

CUSTOMER SERVICE

Our customer service is open daily from 9 am to 6 pm, tel. +358 20 741 2030.
You can also contact our customer service representatives by email:
asiakaspalvelu@opr-finance.fi (
8 am to 10 pm)

.

COMPLIANCE

We aim to be proactive in fulfilling the regulatory requirements – both local and EU-wide laws, acts and regulations – as well as closely follow the fulfilment of our own internal instructions.

Attached you have a link to a fully anonymous Compliance tool (whistleblowing) that can be used to send an observation on all compliance related issues.

https://compliance.opr-finance.fi/

DATA SECURITY & PRIVACY POLICY

Our Information and Data Security Policy

Our Data Privacy Policy